Accidents can be costly. With a Hospital Accident Care Plan, you can receive lump sum benefits that can help you pay for out-of-pocket expenses such as deductibles, co-payments and out-of-network costs, even for unexpected expenses such as child care, pet-sitting or lost income.  Coverage even continues for follow up doctors visits related to your injury (up to 5 visits per year) and if an ambulance is needed, 5 trips per year are covered as well (not available in all states).Labor Dispute Waiver of Premium* coverage is included for active union members for union-sanctioned Strikes or Lockouts because we understand the importance of keeping your benefits regardless of the challenges you may face in the workforce.

^{*Not available in all states.}